The new SMSF trustee test: what's proposed, and what isn't decided yet
New SMSFs would need trustee education before registration, plus a written investment strategy and their own bank account from day one. Not law yet. Here's what it means for you.
SMSF calculators
The tools trustees reach for most — model a scenario, change a figure, get an instant answer.
Division 296 tax
Estimate the extra tax on super balances over $3 million under the 2026-27 rules.
Open →Retirement readiness
See whether you're on track, and how long your balance is likely to last.
Open →ABP & age pension
How an account-based pension interacts with your age pension entitlement.
Open →Minimum pension drawdown
Work out the minimum you must draw from your account-based pension each year.
Open →Transfer balance cap
How much you can move into the tax-free retirement phase.
Open →Investment risk profile
Gauge the level of investment risk that suits your goals and temperament.
Open →SMSF guides
Plain-English explainers on how super and SMSFs actually work — written for trustees, not accountants.
Create wealth within super →
How super works end to end — contributions, fees, pensions, Division 296 and the strategies that move the needle.
Choosing assets →
Every asset class an SMSF can hold — shares, property, bonds, crypto, collectibles — and exactly how each is taxed, in super and out.
The new SMSF trustee test →
The August 2026 reforms in plain English: trustee education before registration, ATO rollover powers, the higher levy, and the red flags if you're being pitched an SMSF.
Info-grams →
40+ visual one-pagers that make each topic click, downloadable as PDFs.
Glossary →
Every super and SMSF term, explained in a sentence.
SMSF FAQ
Everything for your SMSF, for $99 a year
Over 30 calculators, 40+ guides and a voice assistant — self-service, no appointments, no percentage-of-assets fees.
General information only — not personal financial, tax or legal advice. SMSF rules change over time; consider your own circumstances and speak to a licensed adviser, registered tax agent or SMSF specialist before acting. Current as at November 2026.